Life Cover
What is it? Life Cover, or Term Assurance as it is often known, is designed to pay out a lump sum or monthly income when the person covered dies or is diagnosed with a terminal illness (where life expectancy is less than 12 months) during the …
Critical Illness
What is it? Critical Illness Cover is designed to pay out a lump sum or monthly income when the person covered suffers from one of the specified critical illnesses during the term of the policy. Policies will usually also pay out when the person …
Income Protection
What is it? The purpose of this cover is to provide you with a regular income if you are in paid work and, during the term of the cover, because of illness or injury you are unable to work, resulting in a loss of earnings. It will also provide …