HELLO AND WELCOME
Concise Financial Solutions are based in Lincoln and offer mortgage and protection advice across the UK. We specialise in providing whole of market help and advice on all aspects of property finance including residential and buy to let mortgages and equity release products.
MORTGAGES
Your mortgage is probably the largest financial commitment you are likely to undertake. We will help find you the most suitable mortgage for your circumstances and make sure you are in the best possible position to proceed successfully with an application.
PROTECTION
We can advise you on the right cover for you, taking account of your individual personal requirements, outgoings and lifestyle expectations. We will tailor a protection solution so that you and your family are taken care of should the unexpected happen.
INSURANCE
Home and Landlord Insurance is important for your peace of mind. We can recommend the most suitable policy for you, that is not only competitive, but also meets your individual needs so providing you with the cover you require at a price that is affordable.
FREE HOME BUYING GUIDE
OUR SERVICES
First Time Buyers
Buying a house is one of the most important purchases you will …
Buy To Let
At Concise we provide advice and guidance on all aspects of property …
Moving Home
Moving home can be difficult and very stressful. That is why …
Help To Buy
You can be confident you have come to the right place for Help …
Remortgage
At Concise we look to form long lasting relationships, offering …
Equity Release
Many people find that coping financially in retirement is difficult …
OUR PROMISE TO YOU
OUR AIM
To listen to your needs and offer impartial, unbiased advice based on your particular requirements and circumstances...
OUR COMMITMENT
To provide a professional and unparalleled service that as our customer we feel you deserve.
WE WILL
• Carry out a Personal Mortgage Review •
• Explain all the mortgage schemes to you, the repayment methods and costs involved •
• Research the whole of the market •
• Recommend a total mortgage solution to protect you, your home and your family •
• Provide you with a detailed report of why the mortgage and protection solutions best suits your needs and requirements •
• Complete all necessary documentation and manage your application through to completion •
• Keep you updated and fully informed throughout the entire mortgage process •
What our customers say…
I can honestly say Tom is a pleasure to deal with and 100% appreciate why he comes so highly recommended. Tom combines knowledge and professionalism with a genuinely personable approach, which certainly meant an exceptional experience for us! Would use Concise again in a heartbeat.
Laura
Barry is very reassuring and gets things done without any hassle. I have found the whole experience was handled in a professional manner.
George
Tom never fails to impress and gives fantastic advice! Goes above and beyond! Thanks again.
Emma
Barry was excellent from the first consultation I had with him back in early 2017 to the completion of my house move in September 2018. He always kept in contact with me at every stage of the mortgage and was very patient explaining everything to me so I understood what was going on as a first time buyer.
James
A very professional and seamless process for me, I couldn't have asked for more from Tom. He was extremely helpful and efficient throughout.
Nicola
I have used Concise on several occasions now and have been very happy with the service provided. Barry takes his time to establish what the customer is looking for and is happy to explain the range of options available responding quickly to enquiries.
Andrew
Thorough, timely and personable service. Highly recommended advisors.
Alex
Fantastic service from Tom, he went above and beyond to ensure we were comfortable with the whole process. I have recommended others to use Concise.
Max
Very appreciative of the time and effort that Tom put into helping us.
Dan
This was the second time that we used your services as we were so impressed with Tom's approach and standard of work before. We have gone on to recommend Concise to many others and will be glad to continue working with Tom in the future.
Richard
A friend highly recommended Barry and I can confidently state that he has exceeded all expectations. Nothing was too much trouble and he remained professional throughout, going above and beyond to assist in my unique situation. I have, and will continue to, endorse Barry and his team with the highest recommendation possible.
Jonny
Tom has been sorting my mortgages for decades. I wouldn't go anywhere else.
Billy
Tom was a breath of fresh air. Easy to deal with and did things promptly and without hassle. Cannot recommend enough.
Adam
A first class service: courteous and professional, with excellent communication throughout the entire process. Thank you.
Richard
Barry, our advisor, looked at all the different options available to us. We have now just bought our own home and couldn't be happier. This wouldn't have been possible without the financial advice we received.
Dan
Couldn't be happier. I'm a returning customer who has recommended the service that Tom provides to many friends and colleagues. Helpful, professional and knowledgeable.
Scott
I've been very pleased with the service I've received. I won't hesitate to recommend you to any friend or colleague. Thank you.
Marcus
A brilliant service from start to finish. Two very satisfied customers.
Jason
I would have no hesitation in recommending Concise Financial Solutions to friends, relatives and colleagues.
Stephen
I have used Barry's services twice previously and was impressed with his service and care for the customer.
Ashley
Barry was brilliant. Very professional and explained everything fully.
Richard
Barry was professional throughout and was always prepared to answer questions and queries. From the outset we felt that the advice given was always for our benefit with no pressure.
Warren
Helpful from start to finish. Much appreciated.
Andrew
Barry is very professional and gave clear advice. More than happy with the service received.
Steve
Tom dealt with our re-mortgage and has really helped us out again very fast and efficient and always kept us up to date. We would definitely recommend.
Andrea
Both Tom and Barry were very helpful. They explained the process clearly. We always had quick replies and they answered any questions we had. Very helpful and definitely be recommending to others. Thanks again!
Charlotte
We can't thank Tom enough for helping us out, not only did he find us the best deal, we ended up with a mortgage that's best for our future. I will recommend Tom to anyone that asks about mortgages.
Douglas
Always very knowledgeable, quick at replying and always very, very helpful.
Beth
Barry's service and constant communication was superb! We will definitely be using his services again and referring all our family and friends to Barry.
Jodie
Very happy and will be recommending to others.
Liam
Barry was great and we will definitely use his services again in the future. Thanks Barry !
Georgia
The easiest remortgage ever! Thank you Tom for making it a breeze! Highly recommend!!
Christine
Great service and made getting our new mortgage deal completely painless. Happy to recommend.
Nick
Tom has been very helpful throughout. Our situation changed many times and every time he discussed our options thoroughly and gave us the advice we needed at any given time.
Scott
Barry Gray had done previous work for us which was very effectively completed and he was therefore the obvious choice in this case.
Philip
We cannot thank Tom enough for his guidance and advice arranging our first time mortgage and insurances. Throughout the journey Tom’s professionalism and calming manner was thoroughly reassuring to us. We will definitely be returning when our renewal is due. Without hesitation we would highly recommend the services of Concise Financial Solutions.
Natalie
Concise have provided advice and services that met my personal needs very effectively. Tom understood my situation well and provided options suitable to my particular circumstances. I would recommend Concise to anyone looking for advice and support regarding mortgages.
Jane
I will always use Concise as Barry completely understands my requirements and then will advise the best product for my needs. Excellent service.
David
We have dealt with Tom a few times now and have always been extremely happy with the service provided and our recent house purchase was no different. Tom is always professional, attentive and quick to get back to you on any queries! Buying and selling during a pandemic was very difficult but Tom made the mortgage and insurance processes extremely smooth and he showed empathy to us when we really needed it! I can't recommend Tom enough and have already given his details to others looking for a mortgage advisor. Thank you!
Holly
We completely trust Tom with our mortgage requirements. His kindness, patience, attention to detail and his endeavour to find the best mortgage for us is much appreciated.
Rachel
Barry was brilliant at communicating the options to our requirements, thorough and detailed with no grey areas of confusion. Our first option didn’t work out but Barry quickly found an alternative and we went with it. Even during the restrictions Barry was available and professional.
Ross
Tom has been brilliant! Thank you .We’ve already recommended you to a couple of people.
Sophie
I wouldn't hesitate to recommend. Barry has always been exceptionally patient with us since we originally contacted him for mortgage advice 4 years ago and only finally bought our house a few months ago. He went above and beyond during the pandemic, not only organising our mortgage but also supporting us through help to buy and liaising with solicitors, even hand delivering documents when the office was closed. He also organised our house and life insurance. We will definitely contact Barry again when it comes to reviewing our mortgage in the future.
Donna
Fantastic experience from day one. Barry was the most helpful person I spoke to during our very difficult house buying/selling process this year. Everything was done in an efficient manner and was explained to us in great detail. Thank you and wish you all the best for the future.
Jennifer
Excellent service and advice throughout the whole process and dealing with the mortgage arrangements. Highly recommended. Thank you.
Steven
Barry sorted my mortgage out as first time buyer, two years ago and I came back to him with buying with my partner. Good Service.
Nicola
Tom Jackson was great from the beginning to end and the support was very much appreciated as we were first time buyers.
Alicia
We have used Concise many times for myself and my son for his mortgage a few years ago. We have always had a great relationship with Concise especially Barry he's been brilliant for us whenever we needed advice he has been there for us. Concise are a great financial company and we will always recommend Concise to others.
Mark
Thanks for the excellent service. Nothing was too much trouble and Tom made it the most stress free re-mortgage experience it could possibly be.
Simon
This is the 3rd time that Tom has taken care of our mortgage and as before his standard of service has been outstanding.
Lena
I've used the same mortgage advisor for the last 15 years. Tom was very helpful and knowledgeable. I will definitely come back to Tom again and have already recommended to friends. Many thanks for a professional, friendly service
Lesley
Tom was excellent with the advice provided. As always he was incredibly prompt and managed to get a mortgage offer issued in a matter of a couple of days. I would never hesitate to recommend Tom and his team for mortgage/financial advice.
Andrew
As a first time buyer, I would highly recommend Tom to anyone (and have already done so to friends) Tom made the whole mortgage application process very easy. He dealt with everything efficiently and quickly explaining everything to me along the way. He responded to my many questions in a timely and professional manner. The fee charged for the service was very reasonable too. Very happy customer!
Maria
We had a long road with our house and Tom was great at helping guide us through understanding what we needed. We will definitely come back to you in the future when the time comes! Thank you
Emily
Tom offered a professional and fantastic service from beginning to end. Nothing was too much trouble we have not bought a new build before but Tom explained the process to us and arranged our insurances. I cannot recommend Tom highly enough, he made the whole process much easier and stayed in contact throughout. Absolutely fantastic service.
Jodie
Barry was supportive and offered great advice throughout. We will be using Barry's services again when we re-mortgage. Very happy and highly recommend.
Matt
Fantastic service, thanks for all your help Barry,
Joseph
Tom has arranged a number of mortgages for me over the years. I trust him and will continue to use him as default advisor for all future works.
Callum
Barry was fantastic throughout, explaining all options available to us in a clear and concise manner. His recommendations were backed with demonstrable logic and all interactions were timely, courteous and factual. I'd highly recommend Barry and Concise Financial Solutions for any mortgage and associated services in future.
Kevin
Tom dealt with everything so thoroughly and with great attention. Couldn’t recommend highly enough. He’s helped us secure the family home we wanted. Thank you so much
Ben
Brilliant honest service as usual and so my wife and I will be back to use Tom again.
Mark
Recommended by family member with a lot of experience of Concise and specifically Barry.
Nicola
As always, Tom is always available to provide advice and guidance. He makes what can be complex situations easy to understand, with clear options on possible ways forward. He was always responsive to queries and couldn't do enough for us throughout the purchase of our house.
Christian
Tom and the team went over and above in every aspect of the service they provided. All communication was very clear, friendly and dealt with efficiently. We felt confident and reassured in making informed decisions.
Rachael
Barry helped every step of the way. Would recommend him without a doubt.
Adam
Barry was absolutely fantastic and went above and beyond to get us the best deal possible. Even working after hours to get the job. Will be recommending to family and friends.
Kitz
Barry is great as always, I'm confident in the service and advice he provides.
Claire
10/10 service from the guys at Concise. This is my third time using their services and I could not be happier. Tom is incredibly friendly and knowledgeable and I would not hesitate in using them again in the future. Thanks for all your help!
Oliver
Tom was so helpful throughout the whole process and made the whole thing feel so much less daunting. As first time buyers, we were so grateful to have Tom.
Emily
Tom was recommended to us by a few people and was just as excellent as people had said. Tom was really efficient and helpful throughout the process – couldn’t have asked for more. He was great at answering our questions at the initial meeting as well. As first time buyers we had a lot of questions and weren’t sure how everything worked, and Tom was good at explaining things to us.
Rebecca
Tom has provided excellent service over a number of years which is why I am a returning customer! He is always unhurried during meetings to make sure we find the best product for my needs, and carries out follow up work in a timely and professional manner. Communication is always good and I feel well informed at all times. Thank you, Tom.
Jane