Home Insurance covers you against the cost of repairing or rebuilding your home or replacing its contents, depending on which cover you choose.
If your home is damaged or destroyed, repair and rebuilding costs quickly mount up. Replacing your possessions can also be expensive, without home insurance you would have to cover these costs yourself. Home Insurance is designed to cover certain unforeseen events, but it doesn’t cover everything.
Most policies will also offer, at extra cost, the following additional benefits:
Accidental Damage Cover such as spilling on your carpet, breaking a favourite ornament or putting your foot through the ceiling while in the loft.
Personal Possessions against loss or damage in and away from your home.
Family Legal Protection to cover the costs and expenses of certain legal proceedings.
Caravan Cover including its fixtures and fittings.
We can recommend the most suitable policy for you, that is not only competitive, but also meets your individual needs so providing you with the cover you require at a price that is affordable.
As we will be paid by the providers we do not need to charge you for our professional advice and help.