Moving home can be difficult and very stressful. That is why at Concise we offer to guide you through the whole process step by step to ensure help is at hand each stage of the way.

Step 1 – Financial Review

We offer a free initial consultation to review the costs of moving. This allows us to assess your current position and circumstances, discuss your plans and consider the costs involved. We can also complete a detailed budget planner to work out what you will be comfortably able to afford and how much you can borrow plus look at the likely monthly payments you will be faced with. As independent mortgage brokers we can compare your existing lender against the whole of the market to secure you the most suitable and cost effective mortgage available.

Step 2 – Instruct an Estate Agent

We can recommend and liaise with a local estate agent that is best placed to successfully sell your property at the best price possible.  On accepting an offer on your property we can complete our financial assessment, recommend the most suitable mortgage product and secure an agreement in principle with your preferred lender. This can be done at no cost to you and places you in a strong position when negotiating on your purchase.

Step 3 – Mortgage Application

As soon as you have found a property and agreed a price we can proceed with a full mortgage application. We will collect from you all the relevant information and documents so that you can leave it with us to put forward a full application on your behalf. It is our job to ensure the process is as smooth as possible and any problems are dealt with quickly and efficiently.

Step 4 – Survey and Solicitors

We can recommend a local solicitor that will provide a good and efficient service at a competitive price. We can also discuss the different levels of property survey’s that are available and organise as required.

Step 5 – Insurance

It is important to also review your protection arrangements, assess any existing plans you have in place and recommend any updates taking account of your changing needs due to your move.
With access to the leading providers we can arrange a proposal that provides the cover you require at a price that is affordable.

Moving home can be easy

We are at hand throughout the move to help and advice on all aspects of your sale and purchase. We look to work closely with you and take time to understand your current financial position and requirements plus liaise with the estate agents, solicitors and lenders to make the whole process as easy and hassle free as possible.